Plaid MCP Server

Developmentstdiov0.2.0
Repository

Official Plaid MCP server for financial data connectivity. Lets AI agents work with Plaid's APIs to retrieve accounts, balances, and transactions, and to build and debug integrations for banking, payments, and identity. Useful for fintech development, personal finance tooling, and automating account data workflows.

Connect

Add this configuration to .claude/mcp.json

{
  "mcpServers": {
    "plaid": {
      "command": "npx",
      "args": [
        "-y",
        "@plaid/mcp-server"
      ],
      "env": {
        "PLAID_CLIENT_ID": "<YOUR_PLAID_CLIENT_ID>",
        "PLAID_SECRET": "<YOUR_PLAID_SECRET>",
        "PLAID_ENV": "<YOUR_PLAID_ENV>"
      }
    }
  }
}

Tools (2)

get_accounts

Retrieve accounts and balances for a linked item.

{
  "type": "object",
  "required": [
    "access_token"
  ],
  "properties": {
    "access_token": {
      "type": "string",
      "description": "Plaid item access token"
    }
  }
}

get_transactions

Retrieve transactions for a linked item over a date range.

{
  "type": "object",
  "required": [
    "access_token",
    "start_date",
    "end_date"
  ],
  "properties": {
    "end_date": {
      "type": "string",
      "description": "End date (YYYY-MM-DD)"
    },
    "start_date": {
      "type": "string",
      "description": "Start date (YYYY-MM-DD)"
    },
    "access_token": {
      "type": "string",
      "description": "Plaid item access token"
    }
  }
}

Resources

This server does not expose any resources.

Prompts

This server does not expose any prompts.

Server Information

Author
Plaid (@plaid)
Repository
https://github.com/plaid/plaid-mcp-server
License
MIT
Version
0.2.0
Stars
240
Last Updated
July 9, 2026